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For many people, juggling the household budget can be somewhat of a fine art. When an unexpected and urgent expense arises it can certainly place even the most thrifty person in a difficult position. If you are one of many who are just managing to keep your head above water financially and are wishing that payday would arrive just a week or so earlier, then you may be interested in finding out more about how an instant cash advance loan works.

Essentially, an instant cash advance loan is like having access to your paycheck before pay day. These small short term cash loans are a fast and convenient way to access funds and are to be repaid from your next paycheck. The bonus of this is that an instant cash advance loan won't leave you with a long term debt hanging over your head that will potentially take you years to repay and cost you a fortune in accrued interest charges.

An instant cash advance loan is fast and easy to apply for. There are two ways that you can obtain an instant cash advance loan. The first way is to visit a store front location of your preferred lender and apply for this loan in person or a simpler and increasingly popular way is to apply for these loans online.

Applying for an instant cash advance loan online is perhaps the easiest and most convenient way to get your fast cash. Once you have selected a lender, the application process simply consists of completing a quick online application form and submitting it for approval. Because an instant cash advance loan is unsecured there is no need for credit checks to be carried out and this is why there is no additional paperwork required and why approval times are incredibly quick.

When you take out an instant cash advance loan you will generally have access to your cash within 24 hours. Processing time can, in some cases, be a lot faster as there are also lenders who do specialize in one hour cash loans, but it must be noted that the fees associated with these quick access loans can often be a little higher than usual.