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It's happened to the best of us: you have all your bills paid, the groceries are bought, there's gas in the car. You don't get another paycheck for a week, but that's OK because you've taken care of all your expenses. Then the inevitable happens: the car breaks down on the way to work, or your son breaks his arm. Suddenly you're scrambling for cash you just don't have. If you're in a situation like this, consider getting some payday loans.

Payday loans are instant cash loans which can be used for unforeseen expenses when you're between paychecks. The instant cash loans are a small amount of money which can be paid back when you receive your next paycheck. Most lenders nowadays have applications online so receiving your payday loans is even quicker and easier than in the past. Here are some situations where you might consider getting instant cash loans:

Unexpected car trouble. The automobile can be an unpredictable beast. For most people, however, it's a daily necessity. You need it to get to work, school, pretty much anywhere. Payday loans can be an immense help if something suddenly goes wrong with your vehicle. Many people are not prepared for unexpected car problems, and instant cash loans can help them pay their mechanic so they can continue to get to work on time.

An unforeseen health problem. Even if you take good care of yourself physically and mentally, accidents do happen. Perhaps you or your child fall and break a leg, or you are unfortunate enough to be involved in a small fender-bender. Medical bills can be quite expensive and often unplanned for. Payday loans are a great option so you can get proper medical care for your injury. In the wake of a natural disaster.

Acts of God, as they call them, such as floods and tornadoes, can strike at any time. Rarely are you prepared for them. They can cause great damage to your home and your general well-being. Taking out instant cash loans can help you with the cost of repairing any structural damage to your home right away without having to wait until your next paycheck arrives.

A monthly bill is higher than usual. Perhaps you used more electricity this month, when the heat was sweltering and you had to have the air conditioner on most days. Maybe your cable provider unexpectedly raised its prices. Either way, payday loans can help cover the extra money you didn't realize you'd need. You won't need to borrow from friends or family in order to stay on top financially.