Payday loans are always in the news for some high interest cost. It could be a report about an abusive lender being prosecuted or state governments trying to regulate the industry more. The pricing schemes for the high risk loans have some customers complaining when there loans are not paid on time. It is always good practice to understand the costs before signing on for a loan. Online payday loans are not the only business in which customers are complaining about prices.
Customers are tired of "rebates" which are interpreted as inflated prices for an item with tedious work and long waiting periods to get their money back. The price on the shelf looks great as you see a half-decent cost, after rebate. How does a rebate work? It is a form you need to fill out either in paper form or done online. This form needs to be filled out correctly in order to make it through the processing department. Model numbers, makes, date of purchase, certain parts of a receipt, personal mailing information are all example of what you will be filling in. Making any errors could possibly get your rebate voided. Then of course, there is the wait for it all to happen. There is so much room for error, between the person filling it out, the delivery person, the processor for the company and then back through the mail system to deliver your money. Many customers refuse to purchase items with rebates. That is a long time to wait for any savings. The companies are trying to be smart though. They know that receipts get lost; offers are forgotten or sent in past the due date. This interprets into company profit and customer frustration. If it is not an item you need right away, wait for it to go on sale in a regular way, cost taken off at the register without immediate savings.
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